Fixed and Floating Rates Singapore
| Bank | Rate Type | Lock In Period | Interest Rates | Year 1 | Year 2 | Year 3 |
|---|---|---|---|---|---|---|
 | Floating | 2 years | 36M FDR + 1.03% = 1.75% | 36M FDR + 1.03% = 1.75% | 36M FDR + 1.03% = 1.75% | 36M FDR + 1.03% = 1.75% |
| Fixed | 2 years | 1.85% | 1.85% | 1.85% | 1M sibor + 0.85% = 2.23% |
 | Floating | 2 years | FDPR + 1.40% = 1.65% | FDPR + 1.40% = 1.65% | FDPR + 1.40% = 1.65% | FDPR + 1.40% = 1.65% |
| Fixed | 2 years | 1.95% | 1.95% | 1.95% | FDPR_14M + 1.90% = 2.15% |
 | Floating | 2 years | FHR 8 + 1.55% = 1.75% | FHR 8 + 1.55% = 1.75% | FHR 8 + 1.55% = 1.75% | FHR 8 + 1.55% = 1.75% |
| Fixed | 2 years | 1.95% | 1.95% | 1.95% | FHR 8 + 1.95% = 2.15% |
 | Floating | 3 years | 1.62% p.a. (SRFR2-2.88%) | 1.62% p.a. (SRFR2-2.88%) | 1.65% p.a. (SRFR2-2.85%) | 1.68% p.a. (SRFR2-2.82%) |
| Fixed | 2 years | 1.85% | 1.85% | 1.85% | 1.99% (SRFR2-2.51%) |
 | Floating | 2 years | TDMR24 + 1% = 1.65% | TDMR24 + 1% = 1.65% | TDMR24 + 1% = 1.65% | TDMR24 + 1% = 1.65% |
| Fixed | 2 years | 1.80% | 1.80% | 1.80% | 1M sibor + 0.75% = 2.13% |
 | Fixed | 2 years | 1.75% | 1.75% | 1.75% | 3M sibor + 0.75% = 2.20% |
| Fixed | 3 years | 1.80% | 1.80% | 1.80% | 3M sibor + 0.70% = 2.20% |
Rates are accurate as of 21 June 2018.
At Mortgage Quest Advisory, we provide all-inclusive service for you to find the best home loan interest rates in Singapore from all the banks and financial institutions in Singapore.
Speak to our knowledgable and competent mortgage broker about your different needs like refinancing home loan or commercial property loan packages and I am sure we will be able to provide you the best housing loan in Singapore.
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